Frequently Asked Questions
1. How does the Walk Away Program Kit protect my family?
The Kit was designed by professionals with over 50 years of experience in the Real Estate/Real Estate Law and Residential Mortgage Lending fields. Additionally, our Team has over 30 years specializing with foreclosures. Our commitment is to guide you through the foreclosure process as painless as possible so that you understand your rights. If you qualify for the Walk Away Program Kit we will stop your lender from calling you. Your family will be able to live in your home for up to 10 months without making a payment to your lender. In addition, we strive to get your lender not to place a deficiency judgment against you. Best of all we work with your lender to actually pay for your moving expenses and to give you CFK (cash for keys).
2. Will I owe any money to my lender?
If you qualify for the program and follow the steps, you shouldn’t have to pay anything else to your lender.
3. Do I have to file Bankruptcy?
Bankruptcy is not necessary with The Walk Away Program.
4. Do I need an attorney?
In some circumstances an attorney may be necessary. Most times you will not need to hire the service of an attorney with the Walk Away Program. Hiring legal counsel can be expensive with retainers and fees. If you feel that legal counsel is necessary the Walk Away Kit offers a free consultation with an attorney in your state.
5. When can I purchase a home again?
Most lenders require 4 years from discharge of a foreclosure. Although some special government loan products only require 2 years discharge.
6. How long will a real estate foreclosure affect my credit?
Foreclosure has a 7 year statute of limitation. As with everything time heals all, meaning your credit will gradually increase the further away from the real estate foreclosure discharge date.
7. What is the cost of your Walk Away Program?
Depending on which program you choose the cost can range from $595.00 to 1% of the loan amount. With our money back guarantee you have the following choices.**
- Silver Walk Away Program- $595 (or 3 easy payments of $225) – reg. price is $995
- Gold Walk Away Program- $1495 (or 3 easy payments of $595)
- Platinum Walk Away Program- 1% of the loan amount (min. $2000)
8. Does the Walk Away Program buy my home?
No, the Walk Away Program, LLC will not purchase your home. However, depending on the program you choose our nationwide licensed affiliates may be able to sell without you having a real estate foreclosure on your credit. Talk with your Walk Away Program advocate for more details.
9. What if I own more than one home?
If you own a 2nd home or an investment property and you are want to do one of our Walk Away Programs then you will receive up to a 35% discount. This discount will depend on which program you choose.
10. How do I know this isn’t a scam?
We do not buy your home or take title to you home. We provide fee for service of experienced mediation with lenders. We will provide legal information regarding foreclosures in your state. We are not attorneys and do not give legal advice. We Arizona limited liablity company.
Hints to tell if someone is trying to scam you:
-they require you to transfer the deed over to them.
-they do not want to use realtors, attorneys, title companies.
-if they promise to take over payments on the house.
-if they promise to pay what you plus give you additional cash.